Why
it is important
to have l
ife insurance
even after
retirement
?
Most people feel that
life insurance
is not necessary after
retirement
. Let us understand
the
importance of life insur
ance after retirement.
To take care of your spouse
If you are married and your
spouse is dependent on you, life insurance is a must for you
even
after retirement
.
Benefits received from l
ife insurance can help your spouse t
o be
financially
independent
if something happens to you.
A
s
a tool for e
state planning
Life insurance is a valuable tool
for estate planning.
Estate planning helps
you to
achieve
y
our
personal and family goals even after
you
die. With estate pla
nning you can ensure that your
wealth will go to those you want it to go to, so you can achieve your personal goals even after
you are gone.
Also the b
enefits received fro
m life insurance policy are tax
-
free.
To take care of dependents with s
pecial needs
If you have
children or close relatives with special needs to be taken care of, then it is important
to provide for their financial security,
if something happens to you
.
Life insurance
can help
to
provide
for these needs
an
d make the
individual feel more independent
.
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